Optimus Bank USSD Code - How To Use It

Optimus Bank is legally registered in Nigeria and licensed by the Central Bank of Nigeria (CBN) as a national bank. The bank also adheres to all laws, guidelines, and regulations required for Deposit Money Banks (DMBs) in the country.

Bank of Nigeria (CBN) as a national bank. The bank also adheres to all laws, guidelines, and regulations required for Deposit Money Banks (DMBs) in the country.

To meet the needs of our wide range of customers, we have developed user-friendly financial products with practical and convenient features. Customers can easily open accounts and carry out transactions without visiting a physical branch through our digital channels, including our website, *930# USSD service, Optiverse mobile app, and internet banking platform. Their branch are across lagos. Kindly Visit their physical location today and let them solve your banking problem in person.

Head Office

55 Bishop Oluwole Street,

Victoria Island, Lagos. Nigeria.

Victoria Island Branch

1681 Sanusi Fafunwa Street,

Victoria Island, Lagos. Nigeria.

Yaba Branch

273, Herbert Macaulay Way,

Yaba , Lagos. Nigeria.

Contact Info:

Phone line

Contact Centre - 02019063600

Emails

[email protected]

[email protected]

[email protected]

[email protected]

The magic code of Premium Banking.

Perform banking transactions at your convenience, regardless of your type of mobile device.

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Quick, Secure and easy-to-perform

banking transactions at your convenience.

Dial *930#, register using any phone to carry out your transactions on the go without data or airtime.

Benefits of Optimus  USSD Banking. *930#

Available 24 hours a day.

• Convenience at your fingertips – it is simple, quick, and easy to use.
• USSD application can still work while a user is away from home network.
• Cuts the stress of queuing up in the banking halls.
• Open an account

Features of USSD Banking. *930#

• Banking is as easy as ABC with our USSD Banking. Enjoy the premium banking packed features like no other.
• Quick and Convenient Banking that allows you to perform transactions on your Optimus Bank account by dialing *930# from your registered mobile phone number.
• Transfer to Optimus and Other Bank accounts instantly.
• Perform quick, convenient transactions and services such as Airtime top-up, Data subscription, Bill payments, Balance inquiry, Mini statement, PIN change and reset, De-registration of USSD service.
• Access quick loans.
• Block Account(s): This functionality works on ANY mobile phone and allows you to block your Optimus Bank account(s). This is useful when your phone gets stolen, lost or you notice any unauthorized access on your account.
• Tight security and control by means of a transaction PIN and Second Factor Authentication (2FA).

Registration process On Optimus Bank USSD Code

Onboard on the new side of Premium banking on the GO.

Dial *930#

Select 1 to Accept the USSD session fee terms.

Select your preferred account Number.

Input your Year-of-Birth.

Create your Transaction PIN.

Registration process is successfully completed.

Do more with the Magic *930# today.

A list of many things you can do with Optimus Bank USSD code at your fingertips at your convenience. Below are the Optimus Bank SSD Code

S/N	Functions	Optimus Code
1	Account Opening	*930*0#
2	Buy Airtime/Data	*930*1#
3	Send Money	*930*2#
4	Pay Bills	*930*3#
5	Loans	*930*4#
6	Balance Enquiry	*930*5#
7	Settings	*930*6#
8	Other Services	*930*7#
9	Block Account	*930*911#
10	Retrieve OTP	*930*10#

 

The Types Of Optimus Bank Accounts

Here is a brief description of the types of Optimus Bank accounts

1. Savings Account

A basic account designed to help customers save money securely while earning interest. It supports everyday transactions and digital banking services.

2. Current Account

Ideal for individuals and businesses that carry out frequent transactions. It offers flexible deposits, withdrawals, fund transfers, and access to debit cards.

3. Business Account

Created for small, medium, and large businesses to manage finances efficiently. It allows payments, collections, payroll services, and easy monitoring of business transactions.

4. Corporate Account

Designed for large organizations needing advanced financial management, higher transaction limits, payment solutions, and corporate banking support.

5. Fixed Deposit Account

An account that allows customers to lock in funds for a specific period and earn higher interest rates than regular savings.

Frequently Asked Question About Optimus Bank

1. Who can use *930#?

Customers registered with any of the mobile network operators - MTN, GLO, Airtel or 9Mobile.

All individual accounts (Joint, corporate, and multiple signatory accounts are not eligible for this service).

2. Can I use this service when I am outside the country?

Yes, transactions can be done within and outside Nigeria, if your number is roaming.

3. Can I use this service on any device?

Yes. This service can be used on any mobile device

4. How secure is this service?

At Optimus Bank, our customer’s security is of topmost importance to us. You will require a PIN which is only known by you to complete transactions.

5. If I am not active on Internet Banking and Mobile App, will I be able to register and use *930# service?

Yes, you can. We however encourage you to onboard on all our channels to enjoy our full digital offerings.

6. Why am I locked out?

You would be locked out from this service if you enter a wrong PIN three times. You need to contact the Bank for assistance

7. In which currency can I transact using *930#?

*930# provides you access to transact from your Naira account(s) only.

8. What happens when I lose my phone?

Please dial *930*911# immediately on any phone. Follow the prompt to block all your accounts with Optimus Bank or contact the Bank immediately.

In conclusion, using the Optimus Bank USSD code is a fast, reliable, and convenient way to access banking services anytime and anywhere. With the *930# short code, customers can open accounts, transfer funds, buy airtime, pay bills, and manage transactions without internet access or visiting a branch. It is designed to be simple, secure, and user-friendly, making everyday banking easier for both new and existing customers.